Clicked here http://www.MBAbullshit.com/ and OMG wow! I'm SHOCKED how easy..
Exactly what is Present Value and how will you utilize the Present Value Formula? In the event that you already understand the idea of Future Value, you will be able to easily understand Present Value.
Exactly what is the "Present Value" of today's $100? It's also $100! Why? Because "present" means "today". Thus, it is $100 today (present value), and after earning interest, it may become $105 the following year (future value).
Let's say that one year ago, this money was only a little more than $95, and then it earned interest all through the year, and now it's valued at$100. Exactly which is the "Past Value" of your $100? Again, very straightforward! It is $95.
So... with regard to your $100 right now, Present Value is $100, Past Value is $95, and the Future Value is $105. However, that was quite a simple example to point out the concept.
The important challenge in school as well as actual business is learning the specific number of your Future Value, Present Value, and Past Value, using scary looking but very simple formulas.
The Present Value or Past Value Formula, simplified, resembles this:
Present Value or Past Value = (1 interest rate)^n
Where n = number of years.
Don't be alarmed. You might prefer to watch it in action in the video above and you'll see how easy it is to use it.
Just about the most confusing thing regarding the Present Value and Past Value concepts is that in many different business schools also with numerous books, Present Value and Past Value are explained almost like they're exactly the same thing. However, they are not. They are very different! Why the confusion?
Because they definitely utilize the same formula. However, the result of the formula will allow you compute either the present value or the past value, depending on how the story is told.
http://www.youtube.com/watch?v=zR3L5mLTi7s

Views: 233317
MBAbullshitDotCom

http://www.subjectmoney.com
http://www.subjectmoney.com/articledisplay.php?title=Time%20Value%20of%20Money:%20Present%20Value%20and%20Future%20Value
What is future value?
Future value is the value that money today will be worth at some point in the future if invested for a return. For example, we have $100 today, and we invest it for 1 year at 10% interest, then in 1 year the Investment will be worth $110. In other words, the future value of $100 invest for 1 year at 10% is $110. This is because we will still own the original $100 and we also earned 10%, an additional $10. In total our $100 investment will be worth $110 in 1 year. The future value formula is shown below.
What is present value?
Present value is today's value of a future Cash Flow . For example, everyone knows that $100 today is more valuable than $100 in the future, but what about $110, $120 or even $200 in the future. How do we calculate what they are worth today?
To calculate the present value of a future cash flow we would need a few pieces of information. We need to know when to expect the cash flow, the value (future value) of the cash flow, and the Discount rate .
What is the discount rate?
The discount rate is the Opportunity Cost s that you have foregone to receive funds in the future. I know, this may sound confusing but it should eventually click. An easy way to understand the discount rate is to ask yourself this question. What kind of investment returns are available to me? If I had $100,000 today, what would the return be on my investment one year for today? Whatever that rate is would be your opportunity cost and would therefore be your discount rate. (It can be more complicated that this when comparing risk but this is a simplified lesson.)
https://www.youtube.com/user/Subjectmoney
https://www.youtube.com/watch?v=XF_3Dt-8OPE
http://www.roofstampa.com
hjttp://roofstampa.com
http:/www.subjectmoney.com
http://www.excelfornoobs.com

Views: 58361
Subjectmoney

http://www.subjectmoney.com
This Time Value of Money Lesson TVM covers all the basic concepts of the Time Value of Money that you would learn in Finance. In this tvm tutorial we cover simple interest, compound interest, present value formula, future value formula, annuity due, ordinary annuity, present value of annuities, future value of an annuity, intrayear compounding interest, and perpetuities. In this time value of money lesson we teach you by video using visualizations to help you understand how money and time works. If you study this finance tvm video tutorial in combination with what you leanr about the time value of money in your finance class, you should have a clear understanding when it is time to take your time value of money tvm test or exam. I’m glad that I could help you study for your finance time value of money exam.
What is simple interest?
What is compound interest?
What is an ordinary annuity?
What is an annuity due?
What is the present value formula?
What is the future value formula?
How to solve the present value of an uneven series of cash flows.
What is a perpetuity?
How to solve the present value of an ordinary annuity.
How to solve the present value of an annuity due.
How to solve the future value of an annuity due.
How to solve the future value of an ordinary annuity.
Present value of a perpetuity formula.
Time value of money, time value of money lesson, tvm, tvm lesson, tvm formulas, time value of money formulas, present value formula, future value formula, present value, future value, annuity due, ordinary annuity, simple interest, compounding interest, intrayear compounding interest, perpetuity, present value of a perpetuity, how to present value, what is present value, what is time value of money

Views: 208154
Subjectmoney

This video explains how to calculate the present value of a single cash flow. The formula for calculating the present value of a single cash flow is presented and illustrated through examples.
Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com
To like us on Facebook, visit https://www.facebook.com/Edspira
Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com
To follow Michael on Facebook, visit
https://facebook.com/Prof.Michael.McLaughlin
To follow Michael on Twitter, visit
https://twitter.com/Prof_McLaughlin

Views: 46838
Edspira

Should you take $100 today or $200 in two years? Mr. Clifford expalins how to calculate the future value and the present value of money.

Views: 154985
Jacob Clifford

This video explains how to calculate the present value of an annuity. A formula is presented for calculating the present value of an annuity and an example is used to illustrate the calculations.
Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com
To like us on Facebook, visit https://www.facebook.com/Edspira
Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com
To follow Michael on Facebook, visit
https://facebook.com/Prof.Michael.McLaughlin
To follow Michael on Twitter, visit
https://twitter.com/Prof_McLaughlin

Views: 128486
Edspira

Time value of money is explained in hindi. Let's understand Power of Compounding, Present Value and Future value concepts. We will also learn about Simple Interest and Compound Interest & how they work in investing in the upcoming videos.
Related Videos:
Future Value - https://youtu.be/BFRGWenwulc
Future Value of an Annuity - https://youtu.be/f6a7E3326QQ
Future Value of Uneven Cash Flows - https://youtu.be/yHoTUk8HP-c
Present Value - https://youtu.be/pxm-5MBO2dg
Present Value of an Annuity - https://youtu.be/0giLqLyijtc
Net Present Value (NPV) - https://youtu.be/SpHIBfPGwx8
Internal Rate of Return (IRR) - https://youtu.be/x6eXfx2Tv-w
Rule of 72: https://youtu.be/BFRGWenwulc
इस वीडियो में समय और पैसे के मूल्य को हिंदी में समझिये। चलिए कम्पाउंडिंग, प्रेजेंट वैल्यू और फ्यूचर वैल्यू के कॉन्सेप्ट्स की पावर को समझते हैं। आने वाले विडोज़ में हम सिंपल इंटरेस्ट और कंपाउंड इंटरेस्ट के बारे में समझेंगे और साथ ही जानेंगे की ये इंवेस्टमेंट्स में कैसे काम आते हैं।
Share this Video:
https://youtu.be/Pazp1b2LhAQ
Subscribe To Our Channel and Get More Property and Real Estate Tips:
https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g
If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter.
In this video, we have explained:
What is time value of money?
How to calculate the time value of money?
What is the concept of time value of money?
How important is time value of money in financial management?
What is the best method for the time value of money calculation?
How to calculate the present value and future value of an investment?
How you can calculate the present value of annuity and future value of annuity?
What is the formula for calculating the present value and future value?
How simple interest and compound interest calculation works with investments?
How to know time value of money for long-term investments?
How to calculate the value of future investments?
How calculating the time value of money works for stock market investments?
How to calculate the future value using compound interest formula?
Make sure to Like and Share this video.
Other Great Resources
AssetYogi – http://assetyogi.com/
Follow Us:
Linkedin - http://www.linkedin.com/company/asset-yogi
Pinterest - http://pinterest.com/assetyogi/
Facebook – https://www.facebook.com/assetyogi
Instagram - http://instagram.com/assetyogi
Twitter - http://twitter.com/assetyogi
Google Plus – https://plus.google.com/+assetyogi-ay
Hope you liked this video in Hindi on “Time Value of Money”.

Views: 64565
Asset Yogi

Why when you get your money matters as much as how much money. Present and future value also discussed. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/present-value/v/introduction-to-present-value?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/cont-comp-int-and-e/v/continuously-compounding-interest-formula-e?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: If you gladly pay for a hamburger on Tuesday for a hamburger today, is it equivalent to paying for it today? A reasonable argument can be made that most everything in finance really boils down to "present value". So pay attention to this tutorial.
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy

Views: 451479
Khan Academy

Help us learn more about your experience by completing this short survey: https://www.surveymonkey.com/r/RRKS8LZ
Subscribe to Alanis Business Academy on YouTube for updates on the latest videos: https://www.youtube.com/alanisbusinessacademy?sub_confirmation=1
In this video I use the present value equation to discount a future payment in today's dollars. We know that due to the time value of money $1,000 three years from now is not worth the same as $1,000 today. In order to make an accurate comparison we need to discount our future cash receipts to see what they would be worth today.
To view additional video lectures as well as other materials access the following links:
YouTube Channel: http://bit.ly/1kkvZoO
Website: http://bit.ly/1ccT2QA
Facebook: http://on.fb.me/1cpuBhW
Twitter: http://bit.ly/1bY2WFA
Google+: http://bit.ly/1kX7s6P

Views: 81359
Alanis Business Academy

We analyze what the time value of money is and how it can be used for both investors and individuals. We look at the present value formula and the future value formula.
★☆★ Subscribe: ★☆★
https://goo.gl/qkRHDf
Investing Basics Playlist
https://goo.gl/ky7CJq
Investing Books I like:
The Intelligent Investor - https://amzn.to/2PVhfEL
Common Stocks & Uncommon Profits - https://amzn.to/2DAV8h9
Understanding Options - https://amzn.to/2T9gFSp
Little Book of Common Sense Investing - https://amzn.to/2DfFGG2
How to Value Exchange-Traded Funds - https://amzn.to/2PWSkRg
A Great Book on Building Wealth - https://amzn.to/2T8AKZ1
Dale Carnegie - https://amzn.to/2DDAk8w
Effective Speaking - https://amzn.to/2DBncAT
Equipment I Use:
Microphone - https://amzn.to/2T7JxL6
Video Editing Software - https://amzn.to/2RQM1vE
Thumbnail Editing Software - https://amzn.to/2qIUAgP
Laptop - https://amzn.to/2T4xA8Z
DISCLAIMER: I am not a financial advisor. These videos are for educational purposes only. Investing of any kind involves risk. Your investments are solely your responsibility. It is crucial that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. Please consult your financial or tax professional prior to making an investment.
#LearnToInvest #StocksToWatch #StockMarket

Views: 4069
Learn to Invest

Present Value and Future Value explained from TeachMeFinance.com

Views: 237525
Mark McCracken

A choice between money now and money later. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/present-value/v/present-value-2?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/present-value/v/time-value-of-money?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: If you gladly pay for a hamburger on Tuesday for a hamburger today, is it equivalent to paying for it today? A reasonable argument can be made that most everything in finance really boils down to "present value". So pay attention to this tutorial.
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy

Views: 783282
Khan Academy

This video explains what a perpetuity is and how to calculate its present value using a formula.
Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com
To like us on Facebook, visit https://www.facebook.com/Edspira
Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com
To follow Michael on Facebook, visit
https://facebook.com/Prof.Michael.McLaughlin
To follow Michael on Twitter, visit
https://twitter.com/Prof_McLaughlin

Views: 96478
Edspira

Present Value of an Annuity excel formula, calculation and concept explained in hindi with examples. How to calculate Present value of annuity in Excel and manually? Eg. you can calculate Present Value of monthly Rent that you get from a lease.
Related Videos:
Time Value of Money - https://youtu.be/Pazp1b2LhAQ
Present Value - https://youtu.be/pxm-5MBO2dg
Future Value - https://youtu.be/BFRGWenwulc
Future Value of an Annuity - https://youtu.be/f6a7E3326QQ
Future Value of Uneven Cash Flows - https://youtu.be/yHoTUk8HP-c
Net Present Value (NPV) - https://youtu.be/SpHIBfPGwx8
Internal Rate of Return (IRR) - https://youtu.be/x6eXfx2Tv-w
इस हिंदी वीडियो में प्रेज़ेंट वैल्यू ऑफ़ एन्युटी को उदहारण के साथ समझाया गया है।
Share this Video:
https://youtu.be/0giLqLyijtc
Subscribe To Our Channel and Get More Property and Real Estate Tips:
https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g
If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter.
In this video, we have explained:
What is the present value of an annuity?
How to calculate the present value with an annuity?
What is the concept of present value of an annuity?
What are the basics of the time value of money?
How to calculate the present value of an annuity in Microsoft Excel or Google spreadsheet?
What is the calculation formula of the present value of an annuity?
What is the meaning of the present value of an annuity?
How to calculate the present value of a rental income?
How present value of companies are calculated?
How to calculate the present value of annuity for any fixed income?
Make sure to Like and Share this video.
Other Great Resources
AssetYogi – http://assetyogi.com/
Follow Us:
Facebook – https://www.facebook.com/assetyogi
Instagram - http://instagram.com/assetyogi
Twitter - http://twitter.com/assetyogi
Linkedin - http://www.linkedin.com/company/asset-yogi
Pinterest - http://pinterest.com/assetyogi/
Google Plus – https://plus.google.com/+assetyogi-ay
Hope you liked this video in Hindi on “Present Value of an Annuity”.

Views: 20972
Asset Yogi

What happens when we have multiple periods of different sized cash flows? We discount the cash flows individually using the equation we just learned. Illustrations included to clearly explain the concept like always!
Website: http://www.notepirate.com
Follow us on Facebook: https://www.facebook.com/pages/Note-Pirate/514933148520001?ref=hl
Follow us on Twitter: http://twitter.com/notepirate
We appreciate all of the support you guys have given us. Be apart of the mission to help us reach more students by subscribing, thumbs upping and adding the videos to your favorites!
** Notepirate is privately owned and exclusive to Notepirate.com.**

Views: 32287
Notepirate

How to calculate the required monthly savings in order to achieve a retirement income goal, using a financial calculator and the time value of money.

Views: 29246
Wyvern66 Economics

Time value of money explained clearly and quickly. After all, time is money, right? What’s important about money, in the context of spending money, saving money, or investing money? First of all, how much are we talking about? Second, money when? We need to know both the amount as well as the timing of the money.
Time value of money is the idea that money that is available at the present time is worth more than the same amount in the future. With the rate of return, you can convert from present value to future value, and the other way around. Time value of money is also the underlying principle for concepts such as Net Present Value and Internal Rate of Return.
Philip de Vroe (The Finance Storyteller) aims to make strategy, #finance and leadership enjoyable and easier to understand. Learn the business and accounting vocabulary to join the conversation with your CEO at your company. Understand how financial statements work in order to make better stock market #investing decisions. Philip delivers #financetraining in various formats: YouTube videos, classroom sessions, webinars, and business simulations. Connect with me through Linked In!

Views: 1199
The Finance Storyteller

Background
A dollar received now is more valuable than a dollar received a year from now. If you have that dollar today, you can invest it and increase its value. Let's explain a bit further:
The time of value of money is the difference in value between having a dollar in hand today and receiving a dollar sometime in the future.
Why is present and future value important?
Since money has a time value, we must take this time value into consideration when making business decisions. Present and future value calculations are powerful methods available in making financial decisions.
Once you understand and master the calculations, you can apply these equations for restating cash flows to make them equivalent in business decisions. The calculations are building blocks for many decisions facing individuals and managers alike. In addition, these calculations allow one to calculate returns on investments, capital budgeting, and return on annuities, just to name a few.
Key terms:
Future value (fv) and present value (pv) are two concepts in clarifying the value of money.
Future value is explained as an amount of money invested at present and will mature at the end of a given time when compounded at a given interest rate.
Present value is money that must be invested now to accrue to a certain amount of money in the future when compounded. In simpler terms, present value is the value today of an amount of money in the future. Why is this important? For these situations, businesses need to find a method of weighing cash flows that are received at various periods of times (annual, years, quarters, ect).
How do we go about finding the present and future value of cash flow?
There are two fundamental equations that are commonly used; this video will demonstrate them throughout the presentation.
Objectives:
Following my discussion, you will be able to:
• Have the knowledge of present value (pv) and future value (fv)
• Be able to calculate the pv and fv with compounding
• Have an understanding of compound interest
Discussion:
The video discusses the value of a dollar in hand today and applying calculations to determine what that dollar will be worth in the future. In addition, the video demonstrates the concept of wanting to have a specified amount of money in the future and the amount of money needed today in order to earn that specified amount.
See the formulas used in video:
Fv=pv (1+i) n
Pv= (1/1+i) n
FvPvn
Pv=the beginning amount
i= the interest rate/year
n=number of years
Fv=value at the end of n years.
Important points:
When computing compounding interest for greater than one year, remember that the interest in the next year is being paid on interest. The interest on the original dollar amount is referred to as "simple interest." Lastly, Net present value can be defined as the difference between the PV of cash inflows and the present value of cash outflows. Net present value is used in capital budgets to assess the probability of a project. The net present value is a standard affirming that a project should be established.
Example:
If a bank pays 5% interest on a $100 deposit today, in one year, this $100 will be worth $105. This is expressed by the following equation: F1= p (1+r). F1 is the balance at the end of the period, p represents the amount of invested, and r represents the rate of interest.
For example, the future of $1,000 compounded at 10%, would be $1,100 after one year and $ 1,331 after three years of investing. For example, if the interest rate is 10%, then the present value of $500 earned or spent in one year from now is $500 divided by 1.10, equates to $455. This example demonstrates the overall notion that the present value of a future amount is less than the actual future amount.
Summary
Present and future values are important methods for any financial decision. An investment can be viewed in two methods. We discussed present and future values in this video. The process of finding the present value of future cash flows is referred as discounting. Discounting future value to present value is a common technique, especially when weighing in on capital budget decisions. Have the knowledge of the calculations will allow individuals to calculate almost any investment decision

Views: 110461
Lisa Dumont

This video explains what the time value of money is and how impacts the value of a dollar over time. It also describes the three factors which cause inflation.
This video is for intermediate financial accounting. Students studying the present value of both notes receivable and payable will be interested in the contents of this video.
Thanks for watching!

Views: 1880
Else Grech Accounting

In this video I have explained the procedure to find the time factor values using calculator for the below mentioned tables :
1. PVF (Present Value Factor)
2. PVAF (Present Value of Annuity Factor)
3. CVF (Compound Value Factor)
4. CVAF (Compound Value of Annuity Factor)
If your calculator does not have GT function then you will need to press 'M+' key every time after pressing '=' key AND you will press 'MR' or 'MRC' key in place of 'GT' key. Rest of the procedure is same.
🔴 Download Notes: https://drive.google.com/drive/folders/0BzfDYffb228JNW9WdVJyQlQ2eHc?usp=sharing
🔴 Connect on Facebook :
https://www.facebook.com/ca.naresh.aggarwal
🔴 Connect with Google+: https://plus.google.com/u/0/+CANareshAggarwal
#FM #TVM #CVF #PVF #CVAF #PVAF

Views: 20201
CA. Naresh Aggarwal

The concept of present value is described as the amount that must be invested now to produce a known future value. This is the opposite of the compound interest discussion in which the present value was known and the future value was determined. An example of the type of question addressed by the present value method is: What amount must be invested today at 6% interest compounded annually to accumulate $5,000 at the end of 10 years? In this question the present value method is used to determine the initial dollar amount to be invested. The present value method can also be used to determine the number of years or the interest rate when the other facts are known.

Views: 1141
Farhat's Accounting Lectures

This video is suitable for CA CPT SIMPLE INTEREST | COMPOUND INTEREST CA CPT | SIMPLE INTEREST AND COMPOUND INTEREST CA CPT | SIMPLE INTEREST CA CPT | SIMPLE INTEREST TRICKS | SIMPLE INTEREST CA FOUNDATION | COMPOUND INTEREST CA FOUNDATION | CA CPT ANNUITY | CA CPT MATH ANNUITY | ANNUITY CS FOUNDATION | CA FOUNDATION ANNUITY | PRESENT AND FUTURE VALUE ANNUITY | CA FOUNDATION MATHEMATICS CLASSES | CA FOUNDATION MATH CLASS | CA FOUNDATION MATH LECTURES | CA FOUNDATION MATH | CA FOUNDATION MATH CHAPTER 4 | CA CPT MATH | CA CPT MATHEMATICS | CMA MATH | MATHEMATICS CA | SINKING FUND CPT | TIME VALUE OF CMA.
To watch complete course click here :-
https://www.vidyakul.com/super-saver/super-saver-by-chandan-sir
For Videos related call at :- 9818434684
For Books related enquiry :- 8010201786
For any other Enquiry :- 9953633448
Mail ID :- [email protected]

Views: 14160
Grooming Education Academy by Chandan Poddar

In the video, 11.02 - Present Value Tables – Time Value of Money – Lesson 1, Roger Philipp, CPA, CGMA, explains present value of a lump sum and present value of an ordinary annuity, or annuity in arrears, how to find the present value factors in a present value table and how to apply the knowledge in calculating the present value of a bond at issuance. Future value concepts are also covered, but only briefly because present value is more relevant for the CPA Exam. Roger also breaks down how the present value of an annuity is just a summing of multiple present value of a lump sum values.
Be sure to watch video, 11.02 - Present Value Tables – Time Value of Money – Lesson 2, for the rest of Roger’s in-depth explanation of present value concepts and how they apply to bonds.
Connect with us:
Website: https://www.rogercpareview.com
Blog: https://www.rogercpareview.com/blog
Facebook: https://www.facebook.com/RogerCPAReview
Twitter: https://twitter.com/rogercpareview
LinkedIn: https://www.linkedin.com/company/roger-cpa-review
Are you accounting faculty looking for FREE CPA Exam resources in the classroom? Visit our Professor Resource Center: https://www.rogercpareview.com/professor-resource-center/
Video Transcript Sneak Peek:
Ok, we talked about present value as far as the bonds. Let's now look at this and apply it. Now, if you come back over here, we said how do you figure out the proceeds on the bond? We said face, par, million dollar face times the present value of the lump sum, 10 percent, boom. Plus, 80,000 present value of an ordinary annuity, 5 years, 10 percent, boom.
So the question is, what does this mean, where do these factors come from? Those are called present value. If you look in your notes you will see present value of an amount. That is present value of a lump sum. That's the amount you need to invest today at a certain interest rate for so many years to get back a dollar in the future.

Views: 13936
Roger CPA Review

Clicked here http://www.MBAbullshit.com/ and OMG wow! I'm SHOCKED how easy.. No wonder others goin crazy sharing this??? Share it with your other friends too!
Exactly what is Present Value and how will you utilize the Present Value Formula? In the event that you already understand the idea of Future Value, you will be able to easily understand Present Value.
Exactly what is the "Present Value" of today's $100? It's also $100! Why? Because "present" means "today". Thus, it is $100 today (present value), and after earning interest, it may become $105 the following year (future value).
Let's say that one year ago, this money was only a little more than $95, and then it earned interest all through the year, and now it's valued at$100. Exactly which is the "Past Value" of your $100? Again, very straightforward! It is $95.
So... with regard to your $100 right now, Present Value is $100, Past Value is $95, and the Future Value is $105. However, that was quite a simple example to point out the concept.
The important challenge in school as well as actual business is learning the specific number of your Future Value, Present Value, and Past Value, using scary looking but very simple formulas.
The Present Value or Past Value Formula, simplified, resembles this:
Present Value or Past Value = (1 interest rate)^n
Where n = number of years.
Don't be alarmed. You might prefer to watch it in action in the video above and you'll see how easy it is to use it.
Just about the most confusing thing regarding the Present Value and Past Value concepts is that in many different business schools also with numerous books, Present Value and Past Value are explained almost like they're exactly the same thing. However, they are not. They are very different! Why the confusion?
Because they definitely utilize the same formula. However, the result of the formula will allow you compute either the present value or the past value, depending on how the story is told.
http://www.youtube.com/watch?v=FnzoTQMCIo4

Views: 115658
MBAbullshitDotCom

Present Value calculation, concept and excel formula explained in hindi. What discount rate should we take while calculating Present Value of a single m cash flow? This concept is used in valuation of a business, project or while analysing an investment.
Related Videos:
Time Value of Money - https://youtu.be/Pazp1b2LhAQ
Present Value of an Annuity - https://youtu.be/0giLqLyijtc
Future Value - https://youtu.be/BFRGWenwulc
Future Value of an Annuity - https://youtu.be/f6a7E3326QQ
Future Value of Uneven Cash Flows - https://youtu.be/yHoTUk8HP-c
Net Present Value (NPV) - https://youtu.be/SpHIBfPGwx8
Internal Rate of Return (IRR) - https://youtu.be/x6eXfx2Tv-w
प्रेज़ेंट वैल्यू कैलकुलेशन, कांसेप्ट और एक्सेल फॉर्मूला के बारेमें इस विद्ये में समझाया गया है। किसी सिंगल कैश फ्लो के प्रेज़ेंट वैल्यू की कैलकुलेशन करते समय हमें क्या डिस्काउंट रेटलेनी चाहिए? इस कांसेप्ट का उपयोग किसी बिज़नेस, प्रोजेक्ट या इन्वेस्टमेंट का विश्लेषण करते समय किया जाता है।
Share this Video:
https://youtu.be/pxm-5MBO2dg
Subscribe To Our Channel and Get More Property and Real Estate Tips:
https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g
If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter.
In this video, we have explained:
What is present value?
What is the concept of present value?
How to calculate the present value for any investment?
How present value calculation can be used to calculate the value of returns of business or projects?
How to calculate the present value of money?
What is the difference between present value and future value?
How to calculate the present value in Microsoft Excel sheet?
How present value of perpetuity?
What is the present value calculation method?
What is the calculation formula for calculating the present value?
How present value calculation formula is used in excel sheet?
Make sure to Like and Share this video.
Other Great Resources
AssetYogi – http://assetyogi.com/
Follow Us:
Facebook – https://www.facebook.com/assetyogi
Google Plus – https://plus.google.com/+assetyogi-ay
Instagram - http://instagram.com/assetyogi
Linkedin - http://www.linkedin.com/company/asset-yogi
Twitter - http://twitter.com/assetyogi
Pinterest - http://pinterest.com/assetyogi/
Hope you liked this video in Hindi on “Present Value”.

Views: 22590
Asset Yogi

Chapter-wise classes Available
9977223599

Views: 565
CA PAVAN KARMELE

This is a quick tutorial on how to use HP 10bII+. The tutorial covers how to calculate: future value, present value, annuity, and net present value (NPV).
You can find web-based practice problems at http://tinyurl.com/hp10biiplus.
I recorded this faceless tutorial as a Teaching Assistant for ACC 312 (Fundamentals of Managerial Accounting) in Spring 2014.

Views: 144789
Daehyun Kim

This video shows how to calculate the present value (PV) of stream of mixed cash flows using Texas Instruments BAII Plus financial calculator

Views: 18415
The Finance Classroom

In the examples solved in this video (compiled by Andrew Rossman), P/Y & C/Y are left at their default values. That is, P/Y=C/Y =1. For examples that require changing P/Y and C/Y, please see the following playlist:
https://www.youtube.com/playlist?list=PLD3fYc0bAjC-gmXXegedT3l9mLa8YjhK5
Problems Solved:
Example 1: Laura takes a 15-year, $500 000 mortgage, on a new condo. At an interest rate of 4% (that is compounded monthly), what is the monthly payment?
Example 2:Helene is planning ahead for her daughter Paula’s college tuition. Paula begins college in 5 years and will need $80,000. How much would Helene have to invest today at 6% compounded annually to have $80,000 in 5 years?
Example 3: Josh has an investment account with $50,000. If Josh earns 6% per year and contributes $400 each month, how much will his investments be worth in 10 years?
Example 4: Steven has $25,000 in credit card debt. His credit card charges 2% in monthly interest and Steven pays $1,000 each month toward the balance. If Steven doesn’t make any further purchases, how many months will it take to fully repay his debt?
Example 5: Martin’s savings account has $25,000 today. In 5 years, the account is worth $32,000. What is the annual interest rate?

Views: 126844
Joshua Emmanuel

Casio MJ-120D Electronic Calculator Amazon :- https://amzn.to/2UMIxeW
Follower on Instagram :- https://instagram.com/ronak_jain99?utm_source=ig_profile_share&igshid=1bt2k17cyx86o
Short trick to calculate present value of annuity on calculetar usefull for CA CPT students and cs student
accounting annuity table
accumulated value of annuity
amount of an annuity
amount of annuity
amount of annuity formula
an annuity due
annual annuity calculator
annual annuity formula
annual annuity payment calculator
annuities calculation
annuities due
annuities due calculator
annuities due formula
annuities formula sheet
annuity account
annuity accounting
annuity and annuity due
annuity and perpetuity
annuity and perpetuity formulas
annuity benefits
annuity calculation
annuity calculation formula
annuity calculation table
annuity calculator
annuity calculator compounded monthly
annuity calculator formula
annuity calculator future value
annuity calculator future value monthly
annuity calculator monthly
annuity calculator monthly payment
annuity calculator online
annuity calculator payment
annuity calculator present value
annuity calculators
annuity cash value
annuity certain formula
annuity chart
annuity compound interest formula
annuity compounded monthly
annuity computation
annuity contract
annuity definition
annuity discount factor
annuity discount factor formula
annuity discount factor table
annuity discount rate
annuity due
annuity due calculator
annuity due calculator future value
annuity due example
annuity due formula
annuity due payment calculator
annuity due payment formula
annuity due present value
annuity due table present value
annuity equation
annuity examples
annuity examples calculator
annuity examples problems
annuity factor
annuity factor calculation
annuity factor calculator
annuity factor formula
annuity factor table
annuity financial calculator
annuity formula
annuity formula calculator
annuity formula derivation
annuity formula finance
annuity formula future value
annuity formula monthly payments
annuity formula present value
annuity formula proof
annuity formula pv
annuity formula with growth
annuity formulae
annuity future value
annuity future value calculator
annuity future value formula
annuity fv
annuity fv formula
annuity given present value
annuity growth formula
annuity immediate formula
annuity in advance formula
annuity in arrears formula
annuity in perpetuity
annuity in perpetuity formula
annuity interest
annuity interest formula
annuity interest rate calculator
annuity interest rate formula
annuity loan formula
annuity loan payment calculator
annuity method formula
annuity monthly payment formula
annuity mortgage calculator
annuity mortgage formula
annuity net
annuity npv
annuity npv formula
annuity of 1 table
annuity online calculator
annuity payment calculator
annuity payment calculator future value
annuity payment formula
annuity payments
annuity payout
annuity payout formula
annuity period
annuity perpetuity
annuity perpetuity formula
annuity pmt
annuity present value
annuity present value calculator
annuity present value factor
annuity present value formula
annuity present value table
annuity problems
annuity problems examples
annuity pv
annuity pv calculator
annuity pv formula
annuity pv table
annuity rate formula
annuity rates calculator
annuity rates tables
annuity table
annuity table for present value

Views: 51906
Ronak mungadiya

Time value of money, simple interest, compound interest, present value of 1, future value of 1, present value of ordinary annuity, present value of annuity due, future value of annuity, future value of money, cpa exam

Views: 18910
Farhat's Accounting Lectures

In this lecture I have been discussing the concept and procedure to calculate the Present Value of Perpetuity. One example also solved in the end for better understanding of the topic.
For full course, Whatsapp on : +91-8800215448
🔴 Download Notes: https://drive.google.com/drive/folders/0BzfDYffb228JNW9WdVJyQlQ2eHc?usp=sharing
🔴 Connect on Facebook :
https://www.facebook.com/ca.naresh.aggarwal
🔴 Connect with Google+: https://plus.google.com/u/0/+CANareshAggarwal
#FM #TVM #Perpetuity

Views: 11648
CA. Naresh Aggarwal

LIST OF FIN300 VIDEOS ORGANIZED BY CHAPTER
http://allthingsmathematics.teachable.com/p/ryersonfin300
FIN300 FIN 300 CFIN300 CFIN 300 - Ryerson University
ADMS 3530 - York University
Key Words: MHF4U, Nelson, Advanced Functions, Mcgraw Hill, Grade 12, Toronto, Mississauga, Tutor, Math, Polynomial Functions, Division, Ontario, University, rick hansen secondary school, john fraser secondary school, applewood heights secondary school, greater toronto area, lorne park secondary school, clarkson secondary school, mpm1d, mpm2d, mcr3u, mcv4u, tutoring, university of waterloo, queens university, university of western, york university, university of toronto, finance, uoft, reciprocals, reciprocal of a function, library, bonds, stocks, npv, equity, balance sheet, income statement, liabilities, CCA, cca tax shield, capital cost allowance, finance, managerial finance, fin 300, fin300, fin 401, fin401, irr, profitability index,

Views: 24931
AllThingsMathematics

Time Value of Money - Financial Management (FM)
Time Value of Money - TVM
The time value of money means money available at the present time is worth more than the same amount in the future due to its potential earning capacity.
Basic Time Value of Money
FV = Future value of money
PV = Present value of money
i = interest rate
n = number of compounding periods per year
t = number of years
Based on these variables, the formula for TVM is:
FV = PV x (1 + (i / n)) ^ (n x t)
Few of the basic terms used in time value of money calculations are:
Present Value
When a future payment or series of payments are discounted at the given rate of interest up to the present date to reflect the time value of money, the resulting value is called present value.
Future Value
Future value is amount that is obtained by enhancing the value of a present payment or a series of payments at the given rate of interest to reflect the time value of money.
Interest
Interest is charge against use of money paid by the borrower to the lender in addition to the actual money lent.
Application of Time Value of Money Principle
There are many applications of time value of money principle. For example, we can use it to compare the worth of cash flows occurring at different times in future, to find the present worth of a series of payments to be received periodically in future, to find the required amount of current investment that must be made at a given interest rate to generate a required future cash flow, etc.
To View Full Video Lectures Visit - https://bit.ly/2PEEnUC
★ ACCOUNTS VIDEOS ★
https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber
★ COST ACCOUNTING VIDEOS ★
https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber
★ FINANCIAL MANAGEMENT VIDEOS ★
https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber
★ ECONOMICS VIDEOS ★
https://www.youtube.com/channel/UCK5RB8xNW_iOXz-rcGJZyTw?view_as=subscriber
★ INCOME TAX VIDEOS ★
https://www.youtube.com/channel/UCRRFVa1axTUdwZzc4Ta42XQ?view_as=subscriber
★ MATHS VIDEOS ★
https://www.youtube.com/channel/UCaIY3jMl7QDUWN6P6kSUYWw?view_as=subscriber
STUDY TIPS
ऐसे पढोगे तो हमेशा TOPPER बनोगे | Study Tips
https://bit.ly/2QUXaew
ENGLISH – Fatafat (Easy Way to Learn English)
अंग्रेजी सीखें - फटाफट
https://bit.ly/2PoAF4H
★ ExpertMotivation Channel
https://bit.ly/2EsPBKC
★ For Any Information
Video classes & Face To Face Batches Call +91 9268373738
E-mail: [email protected]
(We Prefer emails rather than calls)
Call timings Monday to Friday - Morning 10 to Evening 7
FACEBOOK: https://www.facebook.com/VijayAdarshIndia
WEBSITE: http://www.vijayadarsh.com

Views: 39475
StayLearning

This video is valid for both 2018 & 2019 CFA exams.
This CFA exam prep video lecture covers:
Present value of a single cash flow
Present value of a series of cash flows
PV of an ordinary annuity using formula
PV of an ordinary annuity using calculator
Annuity due
PV of annuity due using the formula
PV of annuity due using the calculator
Present value of a perpetuity
PV of a series of unequal cash flows
Practice questions
For the COMPLETE SET of 2018 Level I CFA Videos sign up for the IFT Level I FREE VIDEOS Package: https://ift.world/free
Subscribe now: http://www.youtube.com/user/arifirfanullah?sub_confirmation=1
For more videos, notes, practice questions, mock exams and more visit: https://www.ift.world/
Visit us on Facebook: https://www.facebook.com/Pass.with.IFT/

Views: 21012
IFT

Business/Financial Mathematics Tutorials-
http://goo.gl/KGkCDW
Today I'll tell you how to how to calculate Present Value(PV) and Future Value(FV) of an annuity or lump-sum amount very easily using Casio fx-991ES Calculator. I'll also solve two word problems on Present Value and Future Value.
I make videos on Statistics,Numerical Methods,
Business & Financial Mathematics,Operation Research,Computer Science & Engineering(CSE),Android Application Reviews,India Travel & Tourism,Street Foods,Life Tips and many other topics.
And a series of videos showing how to use your scientific calculators Casio fx-991ES & fx-82MS to do maths easily.
Join me at my YouTube Channel- http://www.youtube.com/sujoyn70
Join me at my Blog- http://www.sujoyn70.blogspot.com
Incoming Tags- z score statistics,find mean median mode statistics in ms excel,variance,standard deviation,linear regression,data processing,confidence intervals,average value,probability theory,binomial distribution,matrix,random numbers,error propagation,t statistics analysis,hypothesis testing,theorem,chi square,time series,data collection,sampling,p value,scatterplots,statistics lectures,statistics tutorials,business mathematics statistics,share stock market statistics in calculator,business analytics,GTA,continuous frequency distribution,statistics mathematics in real life,modal class,n is even,n is odd,median mean of series of numbers,math help,Sujoy Krishna Das,n+1/2 element,measurement of variation,measurement of central tendency,range of numbers,interquartile range,casio fx991,casio fx82,casio fx570,casio fx115es,casio 9860,casio 9750,casio 83gt,TI BAII+ financial,casio piano,casio calculator tricks and hacks,how to cheat in exam and not get caught,grouped interval data,equation of triangle rectangle curve parabola hyperbola,graph theory,operation research(OR),numerical methods,decision making,pie chart,bar graph,computer data analysis,histogram,statistics formula,matlab tutorial,find arithmetic mean geometric mean,find population standard deviation,find sample standard deviation,how to use a graphic calculator,pre algebra,pre calculus,absolute deviation,TI Nspire,TI 84 TI83 calculator tutorial,texas instruments calculator,grouped data,set theory,IIT JEE,AIEEE,GCSE,CAT,MAT,SAT,MAT,MBBS,JELET,JEXPO,VOCLET,Indiastudychannel,IAS,IPS,IFS,GATE,B-Tech,M-Tech,AMIE,MBA,BBA,BCA,MCA,XAT,TOEFL,CBSE,ICSE,HS,WBUT,SSC,IUPAC,Narendra Modi,Sachin Tendulkar Farewell Speech,Dhoom 3,Arvind Kejriwal,maths revision,how to score good marks in exams,how to pass math exams easily,JEE 12th physics chemistry maths PCM,JEE maths shortcut techniques,quadratic equations,competition exams tips and ticks,competition maths,govt job,JEE KOTA,college math,mean value theorem,L hospital rule,tech guru awaaz,derivation,cryptography,iphone 5 fingerprint hack,crash course,CCNA,converting fractions,solve word problem,cipher,game theory,GDP,how to earn money online on youtube,demand curve,computer science,prime factorization,LCM & GCF,gauss elimination,vector,complex numbers,number systems,vector algebra,logarithm,trigonometry,organic chemistry,electrical math problem,eigen value eigen vectors,runge kutta,gauss jordan,simpson 1/3 3/8 trapezoidal rule,solved problem example,newton raphson,interpolation,integration,differentiation,regula falsi,programming,algorithm,gauss seidel,gauss jacobi,taylor series,iteration,binary arithmetic,logic gates,matrix inverse,determinant of matrix,matrix calculator program,sex in ranchi,sex in kolkata,vogel approximation VAM optimization problem,North west NWCR,Matrix minima,Modi method,assignment problem,transportation problem,simplex,k map,boolean algebra,android,casio FC 200v 100v financial,management mathematics tutorials,net present value NPV,time value of money TVM,internal rate of return IRR Bond price,present value PV and future value FV of annuity casio,simple interest SI & compound interest CI casio,break even point,comedy,quantitative aptitude, cognitive computing,IBM Watson

Views: 47378
Sujoy Krishna Das

New Version of this lecture is also available on YouTube. You can watch that with the link given below:
https://www.youtube.com/watch?v=Yf-VmsLc40k
Explained the concept of time value of money.
Further CVF, CVAF, PVF and PVAF tables are explained.
Student can also watch the following lectures related with the same topic :
1. Present Value of Perpetuity :
https://www.youtube.com/watch?v=gVxvJ_JTiug
2. Time Value of Money (Problem & Solution) :
https://www.youtube.com/watch?v=UTCyi_OdRYE
3. Utility of CVF, CVAF, PVF and PVAF in Financial Management :
https://www.youtube.com/watch?v=WBOMLP7oXU4
4. Application of PVAF, CVAF, PVF and CVF tables in Financial Management :
https://www.youtube.com/watch?v=XNCPVqLeFi8
5. How to calculate PVF, PVAF, CVF, CVAF values on calculator :
https://www.youtube.com/watch?v=cUTDq6hpais
Connect on Facebook :
https://www.facebook.com/ca.naresh.aggarwal
Download Assignments:
https://drive.google.com/drive/folders/0BzfDYffb228JNW9WdVJyQlQ2eHc?usp=sharing
#TVM #FinancialManagement

Views: 176477
CA. Naresh Aggarwal

This video explains how to use the TVM Solver on the TI84 to determine a one time deposit needed for future future payments of a payout annuity.
http://mathispower4u.com

Views: 11842
Mathispower4u

Calculating present and future values with a financial calculator.

Views: 11743
Wyvern66 Economics

More HD Videos and Exam Notes at https://oneclass.com
Our goal is helping you to get a better grade in less time.
We provide various exam tutorials which are specifically designed for your courses.
Please go to our official website http://oneclass.com and
Visit our channel for more tutorials: http://www.youtube.com/user/Notesolution
Like us on Facebook: http://facebook.com/oneclass
Follow us on Twitter: http://twitter.com/getoneclass
Follow us on Instagram: http://instagram.com/getoneclass

Views: 457916
OneClass

How to Calculate Net Present Value, Annuity & Perpetuity | Corporate Finance Institute
Enroll in our full course and earn a certificate to upgrade your career: http://courses.corporatefinanceinstitute.com/courses/financial-math-corporate-finance
We explore the concept of the “time value of money”, how to calculate net present values and future values using compounding and discounting techniques. Learn how the present values of annuities, perpetuities, and growing perpetuities can be calculated using NPV and DCF.
-- FREE COURSES & CERTIFICATES --
Enroll in our FREE online courses and earn industry-recognized certificates to advance your career:
► Introduction to Corporate Finance: https://courses.corporatefinanceinstitute.com/courses/introduction-to-corporate-finance
► Excel Crash Course: https://courses.corporatefinanceinstitute.com/courses/free-excel-crash-course-for-finance
► Accounting Fundamentals: https://courses.corporatefinanceinstitute.com/courses/learn-accounting-fundamentals-corporate-finance
► Reading Financial Statements: https://courses.corporatefinanceinstitute.com/courses/learn-to-read-financial-statements-free-course
► Fixed Income Fundamentals: https://courses.corporatefinanceinstitute.com/courses/introduction-to-fixed-income
-- ABOUT CORPORATE FINANCE INSTITUTE --
CFI is a leading global provider of online financial modeling and valuation courses for financial analysts. Our programs and certifications have been delivered to thousands of individuals at the top universities, investment banks, accounting firms and operating companies in the world.
By taking our courses you can expect to learn industry-leading best practices from professional Wall Street trainers. Our courses are extremely practical with step-by-step instructions to help you become a first class financial analyst.
Explore CFI courses: https://courses.corporatefinanceinstitute.com/collections
-- JOIN US ON SOCIAL MEDIA --
LinkedIn: https://www.linkedin.com/company/corporate-finance-institute-cfi-
Facebook: https://www.facebook.com/corporatefinanceinstitute.cfi
Instagram: https://www.instagram.com/corporatefinanceinstitute
Google+: https://plus.google.com/+Corporatefinanceinstitute-CFI
YouTube: https://www.youtube.com/c/Corporatefinanceinstitute-CFI

Views: 15485
Corporate Finance Institute

The quality of the video could be improved if you change the resolution. To change this, click on the settings icon (cog wheel) and you can adjust it. Experiment to find which resolution best fits your computer. It might also depend on if you view it in full screen or not.

Views: 17623
Stockholm Business School Stockholm University

Like this MoneyWeek Video? Want to find out more on time value of money?
Go to: http://www.moneyweekvideos.com/what-is-the-time-value-of-money/ now and you'll get free bonus material on this topic, plus a whole host of other videos.
Search our whole archive of useful MoneyWeek Videos, including:
· The six numbers every investor should know...
http://www.moneyweekvideos.com/six-numbers-every-investor-should-know/
· What is GDP?
http://www.moneyweekvideos.com/what-is-gdp/
· Why does Starbucks pay so little tax?
http://www.moneyweekvideos.com/why-does-starbucks-pay-so-little-tax/
· How capital gains tax works...
http://www.moneyweekvideos.com/how-capital-gains-tax-works/
· What is money laundering?
http://www.moneyweekvideos.com/what-is-money-laundering/

Views: 40000
MoneyWeek

This video explains the concept of Net Present Value and illustrates how to calculate the Net Present Value of a project via an example.
Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com
To like us on Facebook, visit https://www.facebook.com/Edspira
Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com
To follow Michael on Facebook, visit
https://facebook.com/Prof.Michael.McLaughlin
To follow Michael on Twitter, visit
https://twitter.com/Prof_McLaughlin

Views: 574649
Edspira

time value of money, future value, present value, future value of annuity, present value of annuity, and Loan Amortization Analysis.

Views: 88456
Prof. Mohammed Ahmed

ZACH DE GREGORIO, CPA
www.WolvesAndFinance.com
A description of the Finance Topic "Time Value of Money." The video begins by walking through the equation. There are four different variables: Present Value, Future Value, rate, and number of periods. Present Value and Future Value use the same equation. Multiple periods use the variable N, which represents compounding interest. This is because you are experiencing risk each period across multiple periods. So you should receive additional interest for each period that compounds across multiple periods. This is how amortization tables are built. Amortization tables use the same formula as the time value of money. The video then discusses a common financial application. People usually use this equation to evaluate multiple options to receive a value in the future. The example uses $50 of savings, and evaluates three different options to use that money by using the present value formula. In application you are always focused on the future value because you want “the dollar tomorrow.” We want our money to work for us and to get the interest to continue to grow our money. So we evaluate the infinite choices to invest our money and choose the ones that generate the most value. Investing is really just swapping money back and forth between parties at different payouts, time periods, and different levels of risk. If you can write out your assumptions on time periods and levels of risk, you can use this equation to make financial decisions. This equation helps you understand your assumptions which really drives your result.
Neither Zach De Gregorio or Wolves and Finance Inc. shall be liable for any damages related to information in this video. It is recommended you contact a CPA in your area for business advice.

Views: 993
WolvesAndFinance